Who is humm?

Humm helps everyday Australians Buy Now Pay Later. Our payment plans are great value because humm customers pay no interest, ever.

Who can humm?

You just need to tick these boxes:

  • Live in Australia
  • Be at least 18yo
  • Be legally allowed to sign a binding agreement
  • Have a valid email address and mobile number
  • Own an Australian debit or credit card

This is the ongoing amount you repay on each purchase – for ‘Big things’. For ‘Big things’ an initial deposit will be taken in store. And remember, you’ll have no interest to pay.

No, they’re not. When you buy a ‘Big thing’ you’ll pay an establishment fee of $70 – depending on the amount you’re spending. Then you’ll pay a monthly fee from $9.95. For full details read your continuing credit Payment Plan agreement.

 

Only one 'Big Things' repayment can be in use at one time. Just note a Repeat Purchase fee of $45 is payable on additional purchases.

 

Contact us immediately on 1800 088 151. We will try to find a solution that works for you. If, however, you are in default under your Payment Plan Agreement, humm may take action to recover any amounts outstanding. Unfortunately, additional fees and charges may also be payable.

You’re welcome to pay your outstanding balance at any time – just include any fees. To find your payout figure write to us via the details on Get in touch. Your account will remain open but no fees will be charged unless you make another purchase.

How it all breaks down.

 
Big things
<$12K
Time to pay up to 24 months
Monthly fee from $9.95
Establishment fee $70
Repeat purchase fee $45
Late payment fee $6

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